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Panama City Beach, FL Investment Data and Rental Metrics
Investment Data & Rental Metrics
LTR & STR financial performance, market growth indicators, and school ratings.
LTR Financial Performance
Median Price
LTR Rent
$1,742
Monthly Cash Flow
-$801
Principal + Equity
$2,607
Annual Total Gain
$21,674
Cash on Cash
-9.24%
Net ROI %
STR Financial Performance
Median Price
Avg. Daily Rate
$288
Occupancy Rate
64.52%
Monthly Revenue
$4,389
Monthly Cash Flow
$1,188
Principal + Equity
$2,607
Annual Total Gain
$45,542
Cash on Cash %
13.72%
Net ROI %
Market Health & Growth
Median Income
$78,921
Population
18,493
LTR Renter %
37.91%
Forecast (1 yr)
0.47%
Appreciation (1 yr)
-6.82%
Appreciation (5 yr)
36.36%
Appreciation (10 yr)
89.55%
Job Growth
-2.48%
LTR Rentability
Moderate
STR Demand
67
STR Rentals
16,488
Top Public Schools
ARising Leaders Academy
A-North Bay Haven Charter Academy High School
B
B
B
Market Grades and Information
Best Places to Live Ranking
Public school quality, cost of living, commute, and lifestyle ratings.
B-
Overall
Top-level market grade
Best Places to Retire in Florida
#340out of 660 markets
Best Places for Young Professionals in Florida
#344out of 1195 markets
Places with the Best Public Schools in Florida
#289out of 660 markets
B
Public School
D
Crime And Safety
C-
Housing
A-
Nightlife
B-
Good For Families
Diversity
Jobs
Weather
Cost Of Living
Health And Fitness
Outdoor Activities
Commute
Short-Term Rental (STR) Regulations
Local rules and guidelines for operating short-term rentals in Panama City Beach, FL.
1. Licensing and Registration: In Panama City Beach, FL, all short term rental properties must be licensed and registered with the city. This includes obtaining a business tax receipt and adhering to any specific regulations set forth by the city.
2. Zoning Restrictions: Panama City Beach has specific zoning regulations that dictate where short term rental properties can be located. Investors should be aware of these restrictions and ensure that the property they are considering purchasing is in a zone that allows for short term rentals.
3. Occupancy Limits: There are occupancy limits for short term rental properties in Panama City Beach, which vary depending on the size of the property. Investors should be aware of these limits and ensure that they are in compliance with them.
4. Noise and Nuisance Regulations: Panama City Beach has strict noise and nuisance regulations that short term rental properties must adhere to. Investors should be aware of these regulations and ensure that their property is in compliance to avoid any potential fines or penalties.
5. Taxation: Investors should be aware of the tax implications of owning a short term rental property in Panama City Beach. This may include occupancy taxes, sales taxes, and any other local taxes that may apply to short term rentals.
6. Homeowner's Association Rules: If the property is located in a community with a homeowner's association, investors should be aware of any rules or regulations that may impact their ability to operate a short term rental property. Some homeowner's associations may have restrictions on short term rentals or require approval before renting out a property.
Overall, investors should thoroughly research and understand the regulations and requirements for short term rentals in Panama City Beach before investing in a property for this purpose. Failure to comply with these regulations can result in fines, penalties, or even the loss of the ability to operate a short term rental property.
Market Trends Over Time
Explore 25 years of market data for Panama City Beach, FL, including median property prices, long-term rental rates, and days on market — identify growth potential and gauge market stability.
Median Price
Median Rent
Days on Market
Nearest Markets
Explore nearby investment markets close to Panama City Beach, FL.
The LTR Genie Score of Panama City Beach, FL is 59 and STR Genie Score is 77, indicating a moderate score for long-term rental and a high score for short-term rental. The LTR Rentability is moderate, with a LTR Rent Growth Rate of 0.0624% and a LTR Net ROI of 20.86%. On the other hand, the STR Net ROI is higher at 43.82% with a STR Occupancy rate of 64.52% and STR Revenue of 4389. The 1-Year Price Appreciation Forecast is 0.47%.
Panama City Beach, FL is a popular tourist destination known for its beautiful beaches and vibrant tourism industry. The area attracts visitors year-round, making it a potentially lucrative market for short-term rental investments.
Based on the metrics provided, Panama City Beach, FL appears to be more attractive for short-term rental investments due to the higher STR Genie Score and Net ROI compared to long-term rentals. With a high STR Genie Score of 77 and strong occupancy rates, investors may find success in the vacation rental market in this area. However, long-term rental investments could still be viable with a moderate LTR Genie Score of 59 and a positive Net ROI. Ultimately, investors should consider their investment goals and risk tolerance when deciding between short-term and long-term rental opportunities in Panama City Beach, FL.
LTR Genie Score 81
$189,000
🛏 2 Beds🛁 3.0000 Baths🏙 1 sqft.🏠 CONDO
7125 N Lagoon Dr UNIT H, Panama City Beach, FL 32408
